Travel insurance: SafetyWing vs EKTA

Two solid options, built for slightly different trips — pick based on how you're travelling, not just price.

PlanBest forGood to know
SafetyWingLong trips, digital nomadsSubscription-style Nomad Insurance you can start or cancel anytime, even after you've already left home.
EKTAFixed-length tripsTraditional single-trip travel insurance — buy coverage for exact dates before you go.
Ongoing trips

SafetyWing

Nomad Insurance — flexible month-to-month coverage that works well if your travel dates are loose or your trip is open-ended.

Get a SafetyWing quote
Fixed trips

EKTA

Standard travel insurance for a set departure and return date — a straightforward fit for a booked round-trip.

Get an EKTA quote
Tip: read the exclusions before you buy either plan — adventure sports, pre-existing conditions, and high-value electronics are the most common gaps, and they vary by provider.

What to check before you buy

The most important part of any travel insurance policy is emergency medical cover, including getting you home if you're seriously ill or injured. Treatment abroad can be very expensive, especially in countries without public healthcare for visitors, so check the medical limit before anything else.

Then check the policy covers the way you're actually travelling: the countries you're visiting, the activities you plan to do (skiing, diving and motorbike riding are often excluded), and any medical conditions you already have. Declare those conditions honestly when you buy, as undeclared conditions are one of the most common reasons claims are refused.

If you've paid for flights or tours you can't get back, make sure cancellation cover is included. And if you're relying on cover from a credit card, read its policy document, as it often only applies when the trip was paid for with that card.

More detail: Do you need travel insurance?